/* Globoseg · redesign premium — conceito "Constelação"
 * Stack: HTML + CSS + JS puros (sem build). Tokens em tokens.css.
 * Ordem: base → componentes → header → seções → responsivo → movimento reduzido.
 */
@import url('./tokens.css');

/* ───────── Base ───────── */
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:5.5rem;-webkit-text-size-adjust:100%}
html,body{overflow-x:clip}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--body);font-size:var(--fs-md);line-height:1.6;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
h1,h2,h3{margin:0;font-family:var(--display);font-weight:700;letter-spacing:-.035em;line-height:1.05;overflow-wrap:break-word;text-wrap:balance}
p{margin:0;text-wrap:pretty}
a{color:inherit}
img{display:block;max-width:100%;height:auto}
button,input{font:inherit;color:inherit}
button{cursor:pointer}
.wrap{width:min(100% - 2*var(--gutter),var(--max));margin-inline:auto}
.sprite{position:absolute;width:0;height:0;overflow:hidden}
.sr-only{position:absolute;width:1px;height:1px;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}
.skip{position:fixed;z-index:100;top:-5rem;left:1rem;padding:.75rem 1rem;border-radius:var(--r-sm);background:var(--ink);color:var(--paper);font-weight:700;text-decoration:none;transition:top var(--dur-1) var(--ease-out)}
.skip:focus{top:1rem}
:focus-visible{outline:3px solid var(--focus);outline-offset:3px;border-radius:4px}
.ico{width:1.25rem;height:1.25rem;flex:none;fill:none;stroke:currentColor;stroke-width:1.75;stroke-linecap:round;stroke-linejoin:round}
.ico--sm{width:1rem;height:1rem}

/* ───────── Componentes ───────── */
.eyebrow{display:flex;align-items:center;gap:.75rem;margin-bottom:var(--s5);color:var(--brand);font-size:var(--fs-xs);font-weight:800;letter-spacing:.14em;text-transform:uppercase}
.eyebrow span{display:inline-grid;place-items:center;min-width:2.25rem;height:1.6rem;padding:0 .5rem;border:1px solid currentColor;border-radius:var(--r-pill);font-size:.6875rem;letter-spacing:.06em}
.eyebrow--light{color:var(--sky-300)}
.eyebrow--sm{margin-bottom:var(--s3)}

.btn{position:relative;display:inline-flex;align-items:center;justify-content:center;gap:.6rem;min-height:3rem;padding:.75rem 1.35rem;border:1.5px solid transparent;border-radius:var(--r-pill);font-size:var(--fs-sm);font-weight:800;line-height:1.1;text-decoration:none;white-space:nowrap;transition:background-color var(--dur-1) var(--ease-out),color var(--dur-1) var(--ease-out),border-color var(--dur-1) var(--ease-out),box-shadow var(--dur-2) var(--ease-out),transform var(--dur-1) var(--ease-out)}
.btn .ico{transition:transform var(--dur-2) var(--ease-out)}
.btn:hover .ico{transform:translateX(4px)}
.btn:active{transform:translateY(1px) scale(.985)}
.btn--lg{min-height:3.5rem;padding-inline:1.75rem;font-size:var(--fs-md)}
.btn--block{width:100%}
.btn--primary{background:var(--brand);color:var(--on-dark);box-shadow:0 8px 20px -8px rgba(74,47,166,.6)}
.btn--primary:hover{background:var(--brand-strong);box-shadow:0 12px 26px -10px rgba(74,47,166,.75)}
.btn--light{background:var(--paper);color:var(--brand-strong);box-shadow:0 10px 30px -12px rgba(10,6,40,.55)}
.btn--light:hover{background:var(--violet-50)}
.btn--ghost-light{border-color:rgba(255,255,255,.55);color:var(--on-dark)}
.btn--ghost-light:hover{border-color:var(--on-dark);background:rgba(255,255,255,.1)}
.btn--outline{border-color:var(--brand);color:var(--brand)}
.btn--outline:hover{background:var(--brand);color:var(--on-dark)}
.btn[aria-busy="true"]{pointer-events:none;opacity:.75}
.btn[aria-busy="true"]::after{content:'';width:1rem;height:1rem;border:2px solid currentColor;border-right-color:transparent;border-radius:50%;animation:spin .7s linear infinite}
.btn[aria-busy="true"] .ico{display:none}
@keyframes spin{to{transform:rotate(1turn)}}

.pill{display:inline-flex;align-items:center;gap:.6rem;padding:.45rem 1rem .45rem .8rem;border-radius:var(--r-pill);font-size:var(--fs-xs);font-weight:700;letter-spacing:.02em}
.pill--glass{border:1px solid var(--glass-rule);background:var(--glass);color:var(--on-dark);backdrop-filter:blur(8px)}
.pill__dot{width:.5rem;height:.5rem;border-radius:50%;background:var(--sky-300);box-shadow:0 0 0 0 rgba(140,196,240,.7);animation:ping 2.4s var(--ease-out) infinite}
@keyframes ping{70%,100%{box-shadow:0 0 0 .55rem rgba(140,196,240,0)}}

.tag{display:inline-flex;align-items:center;padding:.25rem .6rem;border-radius:var(--r-pill);font-size:.6875rem;font-weight:800;letter-spacing:.04em;text-transform:uppercase;white-space:nowrap}
.tag--violet{background:var(--violet-100);color:var(--violet-700)}
.badge{display:inline-flex;align-items:center;margin-left:.4rem;padding:.15rem .5rem;border-radius:var(--r-pill);background:#fff3d6;color:#7a4a00;font-size:.625rem;font-style:normal;font-weight:800;letter-spacing:.04em;text-transform:uppercase;vertical-align:.15em}

.chip{display:inline-flex;align-items:center;gap:.45rem;min-height:2.5rem;padding:.4rem .85rem;border:1px solid var(--rule);border-radius:var(--r-pill);background:var(--paper);color:var(--ink-soft);font-size:var(--fs-sm);font-weight:700;transition:background-color var(--dur-1) var(--ease-out),border-color var(--dur-1) var(--ease-out),color var(--dur-1) var(--ease-out),transform var(--dur-2) var(--ease-spring)}
.chip .ico{width:1.05rem;height:1.05rem;color:var(--brand)}
.chip:hover{border-color:var(--violet-300);color:var(--ink)}
.chip[aria-pressed="true"]{border-color:var(--brand);background:var(--brand);color:var(--on-dark);transform:scale(1.03)}
.chip[aria-pressed="true"] .ico{color:var(--on-dark)}

.link-chip{display:inline-flex;align-items:center;gap:.55rem;min-height:2.75rem;padding:.5rem .6rem .5rem 1rem;border:1px solid var(--rule);border-radius:var(--r-pill);background:var(--paper);font-size:var(--fs-sm);font-weight:800;text-decoration:none;transition:border-color var(--dur-1) var(--ease-out),box-shadow var(--dur-2) var(--ease-out)}
.link-chip .ico:first-child{color:var(--brand)}
.link-chip .ico:last-child{width:1.75rem;height:1.75rem;padding:.35rem;border-radius:50%;background:var(--violet-50);color:var(--brand);transition:transform var(--dur-2) var(--ease-out),background-color var(--dur-1)}
.link-chip:hover{border-color:var(--violet-300);box-shadow:var(--shadow-1)}
.link-chip:hover .ico:last-child{background:var(--brand);color:var(--on-dark);transform:translateX(3px)}

/* Campos */
.field{display:grid;gap:.35rem}
.field label{color:var(--ink-soft);font-size:var(--fs-xs);font-weight:800;letter-spacing:.02em}
.field input{width:100%;min-height:3.1rem;padding:0 1rem;border:1.5px solid var(--rule);border-radius:var(--r-md);background:var(--paper);color:var(--ink);transition:border-color var(--dur-1) var(--ease-out),box-shadow var(--dur-1) var(--ease-out),background-color var(--dur-1)}
.field input::placeholder{color:var(--muted)}
.field input:hover{border-color:var(--rule-strong)}
.field input:focus{outline:none;border-color:var(--brand);box-shadow:0 0 0 4px rgba(106,69,196,.16)}
.field input[aria-invalid="true"]{border-color:var(--error);background:var(--error-bg)}
.field input[aria-invalid="true"]:focus{box-shadow:0 0 0 4px rgba(180,35,53,.14)}
.field__err{min-height:0;color:var(--error);font-size:var(--fs-xs);font-weight:700}
.field__err:empty{display:none}
.message{min-height:1.4em;font-size:var(--fs-sm);font-weight:700}
.message:empty{min-height:0}
.message.is-ok{display:flex;align-items:center;gap:.5rem;padding:.75rem 1rem;border-radius:var(--r-md);background:var(--success-bg);color:var(--success)}
.message.is-err{color:var(--error)}

/* ───────── Header ───────── */
.header{position:fixed;z-index:40;inset:0 0 auto;color:var(--on-dark);transition:background-color var(--dur-2) var(--ease-out),box-shadow var(--dur-2) var(--ease-out),color var(--dur-2) var(--ease-out)}
.header__bar{display:flex;align-items:center;gap:var(--s6);height:5.25rem;transition:height var(--dur-2) var(--ease-out)}
.header.is-solid{background:rgba(255,255,255,.92);color:var(--ink);box-shadow:0 1px 0 var(--rule),0 10px 30px -18px rgba(20,18,43,.35);backdrop-filter:saturate(1.4) blur(14px)}
.header.is-solid .header__bar{height:4.5rem}
.brand{position:relative;display:block;flex:none;width:5.25rem;height:4.4rem}
.brand img{position:absolute;inset:0;width:100%;height:100%;object-fit:contain;transition:opacity var(--dur-2) var(--ease-out)}
.brand__color{opacity:0}
.header.is-solid .brand__color{opacity:1}
.header.is-solid .brand__light{opacity:0}
.nav{display:flex;align-items:center;gap:.25rem}
.nav__link{white-space:nowrap;display:inline-flex;align-items:center;gap:.3rem;min-height:2.75rem;padding:0 .9rem;border:0;border-radius:var(--r-pill);background:none;font-size:var(--fs-sm);font-weight:700;text-decoration:none;opacity:.88;transition:background-color var(--dur-1) var(--ease-out),opacity var(--dur-1)}
.nav__link:hover,.nav__trigger[aria-expanded="true"]{opacity:1;background:rgba(255,255,255,.12)}
.header.is-solid .nav__link:hover,.header.is-solid .nav__trigger[aria-expanded="true"]{background:var(--surface)}
.nav__trigger .ico{transition:transform var(--dur-2) var(--ease-out)}
.nav__trigger[aria-expanded="true"] .ico{transform:rotate(180deg)}
.header__actions{display:flex;align-items:center;gap:var(--s3);margin-left:auto}
.header__cta{min-height:2.75rem}
.header:not(.is-solid) .header__cta{background:var(--paper);color:var(--brand-strong);box-shadow:none}
.header:not(.is-solid) .header__cta:hover{background:var(--violet-50)}

.mega{position:absolute;inset:100% 0 auto;padding-block:var(--s6);background:var(--paper);color:var(--ink);box-shadow:0 1px 0 var(--rule) inset,0 30px 60px -20px rgba(20,18,43,.3);opacity:0;transform:translateY(-8px);transition:opacity var(--dur-2) var(--ease-out),transform var(--dur-2) var(--ease-out)}
.mega.is-open{opacity:1;transform:none}
.mega__grid{display:grid;grid-template-columns:1fr 1fr 1fr 1.15fr;gap:var(--s6)}
.mega__label{margin-bottom:var(--s3);color:var(--muted);font-size:.6875rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase}
.mega__label--spaced{margin-top:var(--s5)}
.mega__group a{display:flex;align-items:flex-start;gap:.85rem;padding:.7rem;margin-inline:-.7rem;border-radius:var(--r-md);text-decoration:none;transition:background-color var(--dur-1) var(--ease-out)}
.mega__group a:hover{background:var(--surface)}
.mega__group b{display:block;font-size:var(--fs-sm)}
.mega__group small{display:block;color:var(--muted);font-size:var(--fs-xs);line-height:1.4}
.mega__ico{display:grid;place-items:center;flex:none;width:2.5rem;height:2.5rem;border-radius:var(--r-md);background:var(--violet-50);color:var(--brand);transition:transform var(--dur-2) var(--ease-spring),background-color var(--dur-1)}
.mega__group a:hover .mega__ico{background:var(--brand);color:var(--on-dark);transform:rotate(-6deg) scale(1.06)}
.mega__cta{position:relative;overflow:hidden;display:flex;flex-direction:column;justify-content:flex-end;gap:var(--s3);min-height:15rem;padding:var(--s5);border-radius:var(--r-lg);background:var(--gradient-brand);color:var(--on-dark);text-decoration:none}
.mega__cta small{color:#fff;font-size:var(--fs-xs);font-weight:800;letter-spacing:.06em;text-transform:uppercase}
.mega__cta strong{position:relative;font-family:var(--display);font-size:1.35rem;line-height:1.15;letter-spacing:-.02em}
.mega__cta-go{display:inline-flex;align-items:center;gap:.5rem;font-size:var(--fs-sm);font-weight:800}
.mega__cta-go .ico{transition:transform var(--dur-2) var(--ease-out)}
.mega__cta:hover .mega__cta-go .ico{transform:translateX(5px)}
.mega__globe{position:absolute;top:-3rem;right:-3rem;width:12rem;height:12rem;fill:var(--on-dark);opacity:.22;transition:transform 1.2s var(--ease-out)}
.mega__cta:hover .mega__globe{transform:rotate(25deg)}
.scrim{position:fixed;z-index:30;inset:0;background:rgba(20,18,43,.35);backdrop-filter:blur(3px)}

.menu-btn{display:none;position:relative;width:2.75rem;height:2.75rem;border:0;border-radius:50%;background:rgba(255,255,255,.14)}
.header.is-solid .menu-btn{background:var(--surface)}
.menu-btn span,.menu-btn span::before,.menu-btn span::after{position:absolute;left:50%;width:1.15rem;height:2px;margin-left:-.575rem;border-radius:2px;background:currentColor;transition:transform var(--dur-2) var(--ease-out),opacity var(--dur-1)}
.menu-btn span{top:50%;margin-top:-1px}
.menu-btn span::before,.menu-btn span::after{content:'';left:0;margin-left:0}
.menu-btn span::before{transform:translateY(-6px)}
.menu-btn span::after{transform:translateY(6px)}
.menu-btn[aria-expanded="true"] span{background:transparent}
.menu-btn[aria-expanded="true"] span::before{background:currentColor;transform:rotate(45deg)}
.menu-btn[aria-expanded="true"] span::after{background:currentColor;transform:rotate(-45deg)}
.mobile{display:none}

/* ───────── Hero ───────── */
.hero{position:relative;isolation:isolate;overflow:hidden;padding:clamp(8rem,13vh,10rem) 0 clamp(7rem,12vh,9rem);background:var(--violet-900);color:var(--on-dark)}
.hero__bg{position:absolute;z-index:-1;inset:0;pointer-events:none}
.hero__photo{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:70% 30%;filter:grayscale(1) contrast(1.15) brightness(.9)}
.js .hero__photo{animation:photo-in 2.4s var(--ease-out) both}
@keyframes photo-in{from{opacity:0;transform:scale(1.06)}to{opacity:1;transform:none}}
/* Véu da marca: índigo sólido sob o texto, abrindo para a foto à direita, com tom azul do logo */
.hero__veil{position:absolute;inset:0;background:
  linear-gradient(90deg,rgba(23,15,69,.98) 0%,rgba(23,15,69,.94) 32%,rgba(33,23,94,.78) 52%,rgba(47,33,133,.5) 72%,rgba(42,116,194,.42) 100%),
  linear-gradient(0deg,rgba(23,15,69,.85) 0%,rgba(23,15,69,0) 30%),
  radial-gradient(60rem 40rem at 85% 10%,rgba(61,143,216,.35),transparent 70%)}
.hero__veil::after{content:'';position:absolute;inset:0;background:var(--violet-600);mix-blend-mode:color;opacity:.55}
/* Grade arquitetônica fina, só na metade direita */
.hero__grid-lines{position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.06) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.06) 1px,transparent 1px);background-size:80px 80px;background-position:center;-webkit-mask-image:linear-gradient(90deg,transparent 35%,#000 75%);mask-image:linear-gradient(90deg,transparent 35%,#000 75%)}
.hero::after{content:'';position:absolute;z-index:-1;left:0;right:0;bottom:0;height:1px;background:linear-gradient(90deg,transparent,rgba(140,196,240,.5),transparent)}

.hero__grid{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(0,.92fr);align-items:center;gap:clamp(2rem,5vw,5rem)}
.hero__title{max-width:12ch;font-size:clamp(2.6rem,1.5rem + 4vw,5rem);font-weight:600;letter-spacing:-.035em;line-height:1.02}
.hero__mark{position:relative;display:inline-block;white-space:nowrap}
.hero__mark::after{content:'';position:absolute;left:0;right:0;bottom:-.02em;height:.06em;border-radius:1em;background:var(--gradient-line);transform-origin:left;transform:scaleX(1)}
.js .hero__mark::after{transform:scaleX(0);animation:underline .9s var(--ease-out) 1s forwards}
@keyframes underline{to{transform:scaleX(1)}}
.hero__copy .pill{margin-bottom:var(--s5)}
.hero__lede{max-width:48ch;margin-top:var(--s5);color:var(--on-dark-soft);font-size:var(--fs-lg)}
.hero__actions{display:flex;flex-wrap:wrap;gap:var(--s3);margin-top:var(--s6)}
.js .hero__in{opacity:0;transform:translateY(18px);animation:rise .9s var(--ease-out) forwards;animation-delay:calc(var(--d,0) * 110ms + 120ms)}
@keyframes rise{to{opacity:1;transform:none}}

.hero__visual{position:relative;display:grid;place-items:center;min-height:30rem;perspective:1200px}
.hero__globe{position:absolute;width:min(34rem,110%);aspect-ratio:1;fill:var(--sky-300);opacity:.18;animation:spin-slow 80s linear infinite}
@keyframes spin-slow{to{transform:rotate(1turn)}}
.plan-card{position:relative;width:min(25rem,100%);padding:var(--s5);border:1px solid rgba(255,255,255,.7);border-radius:var(--r-xl);background:rgba(255,255,255,.97);color:var(--ink);box-shadow:var(--shadow-3);transform:rotateX(var(--rx,0deg)) rotateY(var(--ry,0deg));transform-style:preserve-3d;transition:transform var(--dur-2) var(--ease-out)}
.plan-card__head{display:flex;align-items:center;gap:.75rem;padding-bottom:var(--s4);border-bottom:1px solid var(--rule)}
.plan-card__head strong{display:block;font-family:var(--display);font-size:1.05rem;letter-spacing:-.01em}
.plan-card__head small{display:block;color:var(--muted);font-size:var(--fs-xs)}
.plan-card__head .tag{margin-left:auto}
.plan-card__mark{display:grid;place-items:center;flex:none;width:2.6rem;height:2.6rem;border-radius:.8rem;background:var(--gradient-brand)}
.plan-card__mark svg{width:2rem;height:2rem;fill:#fff}
.plan-card__label{margin:var(--s4) 0 var(--s3);color:var(--muted);font-size:.6875rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase}
.plan-card__chips{display:flex;flex-wrap:wrap;gap:.45rem}
.plan-card__steps{display:grid;gap:.45rem;margin:0;padding:0;list-style:none}
.plan-card__steps li{display:flex;align-items:center;gap:.7rem;padding:.6rem .75rem;border-radius:var(--r-md);background:var(--surface);font-size:var(--fs-sm);font-weight:700}
.plan-card__steps span{display:grid;place-items:center;flex:none;width:1.6rem;height:1.6rem;border-radius:50%;background:var(--violet-100);color:var(--violet-700);font-size:var(--fs-xs);font-weight:800}
.plan-card__go{margin-top:var(--s4)}
.plan-card__count:empty{display:none}
.plan-card__count{display:inline-grid;place-items:center;min-width:1.4rem;height:1.4rem;padding:0 .35rem;border-radius:var(--r-pill);background:rgba(255,255,255,.22);font-size:var(--fs-xs)}
.plan-card__foot{display:flex;align-items:center;justify-content:center;gap:.45rem;margin-top:var(--s3);color:var(--muted);font-size:var(--fs-xs);font-weight:700}
.plan-card__foot .ico{width:1rem;height:1rem;color:var(--accent)}

.hero__scroll{position:absolute;left:50%;bottom:4.75rem;display:grid;justify-items:center;gap:.4rem;color:rgba(255,255,255,.7);font-size:.625rem;font-weight:800;letter-spacing:.2em;text-decoration:none;text-transform:uppercase;transform:translateX(-50%)}
.hero__scroll i{position:relative;width:1.25rem;height:2rem;border:1.5px solid currentColor;border-radius:1rem}
.hero__scroll i::after{content:'';position:absolute;top:.35rem;left:50%;width:3px;height:.4rem;margin-left:-1.5px;border-radius:2px;background:currentColor;animation:wheel 1.8s var(--ease-in-out) infinite}
@keyframes wheel{0%{opacity:0;transform:translateY(0)}30%{opacity:1}100%{opacity:0;transform:translateY(.7rem)}}

/* ───────── Faixa de confiança ───────── */
.trust{position:relative;z-index:2;margin-top:-2.75rem}
.trust__bar{display:grid;grid-template-columns:repeat(3,minmax(0,1fr)) minmax(0,1.45fr);align-items:stretch;gap:.4rem;margin-block:0;padding:.65rem;border:1px solid var(--rule);border-radius:var(--r-xl);background:var(--paper);box-shadow:var(--shadow-2);list-style:none}
.trust__bar li{display:flex;align-items:center;justify-content:center;gap:.75rem;padding:.75rem 1rem;font-size:var(--fs-sm);font-weight:800;line-height:1.25}
.trust__bar li+li{border-left:1px solid var(--rule)}
.trust__ico{display:grid;place-items:center;flex:none;width:2.4rem;height:2.4rem;border-radius:.75rem;background:var(--violet-50);color:var(--brand)}

/* ───────── Seções (comum) ───────── */
.section{padding-block:clamp(4.5rem,9vw,7.5rem)}
.section-head{max-width:46rem;margin-bottom:clamp(2rem,4vw,3.5rem)}
.section-head h2{font-size:var(--fs-3xl)}
.section-head--split{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,.7fr);align-items:end;gap:var(--s6);max-width:none}
.section-head--split>p{color:var(--ink-soft);font-size:var(--fs-lg)}

/* ───────── Produtos — bento ───────── */
.bento{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));grid-auto-rows:minmax(14.5rem,auto);gap:1rem;grid-template-areas:"intro intro carro carro" "res viag carro carro" "res saude vida vida" "dent emp fin fin"}
.bento__intro{grid-area:intro;align-self:center;padding:var(--s4) var(--s6) var(--s4) 0}
.bento__intro h2{max-width:14ch;font-size:var(--fs-3xl)}
.bento__intro>p:last-child{max-width:40ch;margin-top:var(--s5);color:var(--ink-soft);font-size:var(--fs-lg)}
.tile--auto{grid-area:carro}.tile--res{grid-area:res}.tile--viagem{grid-area:viag}.tile--saude{grid-area:saude}.tile--vida{grid-area:vida}.tile--dental{grid-area:dent}.tile--emp{grid-area:emp}.tile--fin{grid-area:fin}

.tile{position:relative;isolation:isolate;overflow:hidden;display:flex;flex-direction:column;border-radius:var(--r-lg);transition:transform var(--dur-2) var(--ease-out),box-shadow var(--dur-2) var(--ease-out)}
.tile h3{font-size:var(--fs-xl);letter-spacing:-.025em}
.tile p{margin-top:.45rem;font-size:var(--fs-sm);line-height:1.5}
.tile__ico{display:grid;place-items:center;flex:none;width:3rem;height:3rem;border-radius:.9rem}
.tile__ico .ico{width:1.5rem;height:1.5rem}
.tile__cta{display:inline-flex;align-items:center;gap:.5rem;width:max-content;max-width:100%;margin-top:var(--s4);font-size:var(--fs-sm);font-weight:800;text-decoration:none}
.tile__cta .ico{transition:transform var(--dur-2) var(--ease-out)}
.tile__hit{position:absolute;inset:0;z-index:3}
.tile:has(.tile__cta:focus-visible){outline:3px solid var(--focus);outline-offset:3px}
.tile__cta:focus-visible{outline:none}

/* Foto */
.tile--photo{justify-content:flex-end;min-height:16rem;color:var(--on-dark);background:var(--violet-800)}
.tile--photo img{position:absolute;z-index:-2;inset:0;width:100%;height:100%;object-fit:cover;transition:transform 1.1s var(--ease-out)}
.tile--photo::before{content:'';position:absolute;z-index:-1;inset:0;background:linear-gradient(180deg,rgba(23,15,69,0) 25%,rgba(23,15,69,.55) 55%,rgba(23,15,69,.92) 100%)}
.tile--photo .tile__body{padding:var(--s5)}
.tile--photo .tile__ico{margin-bottom:var(--s4);border:1px solid rgba(255,255,255,.3);background:rgba(255,255,255,.14);backdrop-filter:blur(8px)}
.tile--photo p{max-width:38ch;color:var(--on-dark-soft)}
.tile--photo .tile__cta{padding:.55rem .55rem .55rem 1rem;border-radius:var(--r-pill);background:var(--paper);color:var(--brand-strong)}
.tile--photo .tile__cta .ico{width:1.6rem;height:1.6rem;padding:.3rem;border-radius:50%;background:var(--brand);color:#fff}
.tile--auto h3{font-size:var(--fs-2xl)}
.tile--photo:hover img{transform:scale(1.06)}
.tile--photo:hover .tile__cta .ico{transform:translateX(3px) rotate(-45deg)}

/* Ícone */
.tile--icon{justify-content:space-between;gap:var(--s5);padding:var(--s5)}
.tile--icon .tile__ico{transition:transform var(--dur-2) var(--ease-spring)}
.tile--icon::after{content:'';position:absolute;z-index:-1;right:-3.5rem;bottom:-3.5rem;width:10rem;height:10rem;border-radius:50%;border:1px solid currentColor;opacity:.12;transition:transform var(--dur-3) var(--ease-out),opacity var(--dur-2)}
.tile--icon:hover{transform:translateY(-4px);box-shadow:var(--shadow-2)}
.tile--icon:hover .tile__ico{transform:rotate(-8deg) scale(1.08)}
.tile--icon:hover::after{transform:scale(1.35);opacity:.2}
.tile--icon:hover .tile__cta .ico{transform:translateX(5px)}
.tile--violet{background:var(--violet-600);color:var(--on-dark)}
.tile--violet .tile__ico{background:rgba(255,255,255,.14);color:#fff}
.tile--violet p{color:var(--on-dark-soft)}
.tile--sky{background:var(--sky-100);color:var(--ink)}
.tile--sky .tile__ico{background:var(--paper);color:var(--sky-700)}
.tile--sky p{color:var(--ink-soft)}
.tile--sky .tile__cta{color:var(--sky-700)}
.tile--neutral{background:var(--surface-2);color:var(--ink)}
.tile--neutral .tile__ico{background:var(--paper);color:var(--brand)}
.tile--neutral p{color:var(--ink-soft)}
.tile--neutral .tile__cta{color:var(--brand)}

/* Planejamento financeiro */
.tile--fin{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);align-items:center;gap:var(--s5);padding:var(--s5);border:1px solid var(--rule);background:linear-gradient(135deg,var(--paper),var(--violet-50))}
.tile--fin h3{font-size:var(--fs-xl)}
.tile__fin-items{display:grid;gap:.6rem}
.fin-item{display:flex;align-items:center;gap:.85rem;padding:.85rem;border:1px solid var(--rule);border-radius:var(--r-md);background:var(--paper);text-decoration:none;transition:border-color var(--dur-1),box-shadow var(--dur-2) var(--ease-out),transform var(--dur-2) var(--ease-out)}
.fin-item .tile__ico{width:2.5rem;height:2.5rem;border-radius:.75rem;background:var(--violet-50);color:var(--brand)}
.fin-item .tile__ico .ico{width:1.25rem;height:1.25rem}
.fin-item b{display:block;font-size:var(--fs-sm)}
.fin-item small{display:block;color:var(--muted);font-size:var(--fs-xs);line-height:1.4}
.fin-item__go{margin-left:auto;color:var(--brand);transition:transform var(--dur-2) var(--ease-out)}
.fin-item:hover{border-color:var(--violet-300);box-shadow:var(--shadow-1);transform:translateX(3px)}
.fin-item:hover .fin-item__go{transform:translateX(4px)}

/* ───────── Momentos ───────── */
.moments{background:var(--surface)}
.moments__box{display:grid;grid-template-columns:minmax(15rem,.36fr) minmax(0,1fr);gap:var(--s5);padding:var(--s3);border:1px solid var(--rule);border-radius:var(--r-xl);background:var(--paper);box-shadow:var(--shadow-1)}
.moments__tabs{display:flex;flex-direction:column;gap:.25rem;padding:var(--s2)}
.moments__tabs [role="tab"]{display:flex;align-items:center;gap:.75rem;min-height:3.25rem;padding:.6rem .9rem;border:0;border-radius:var(--r-md);background:none;color:var(--ink-soft);font-size:var(--fs-sm);font-weight:700;text-align:left;transition:background-color var(--dur-1) var(--ease-out),color var(--dur-1)}
.moments__tabs [role="tab"] .ico{color:var(--muted);transition:color var(--dur-1),transform var(--dur-2) var(--ease-spring)}
.moments__tabs [role="tab"]:hover{background:var(--surface);color:var(--ink)}
.moments__tabs [aria-selected="true"]{background:var(--brand);color:var(--on-dark)}
.moments__tabs [aria-selected="true"]:hover{background:var(--brand);color:var(--on-dark)}
.moments__tabs [aria-selected="true"] .ico{color:var(--sky-300);transform:scale(1.1)}
.moments__panel{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);align-items:center;gap:var(--s6);padding:var(--s2)}
.moments__panel[hidden]{display:none}
.moments__panel:focus-visible{outline-offset:-3px}
.js .moments__panel.is-entering figure img{animation:panel-img var(--dur-3) var(--ease-out)}
.js .moments__panel.is-entering .moments__copy{animation:rise var(--dur-3) var(--ease-out) both}
@keyframes panel-img{from{opacity:.4;transform:scale(1.06)}to{opacity:1;transform:none}}
.moments__panel figure{overflow:hidden;margin:0;border-radius:var(--r-lg);aspect-ratio:4/3.4;background:var(--surface-2)}
.moments__panel img{width:100%;height:100%;object-fit:cover}
.moments__copy{padding-right:var(--s5)}
.moments__copy h3{font-size:var(--fs-2xl)}
.moments__copy>p:not(.moments__label){margin-top:var(--s4);color:var(--ink-soft)}
.moments__label{margin:var(--s5) 0 var(--s3);color:var(--muted);font-size:.6875rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase}
.moments__links{display:flex;flex-wrap:wrap;gap:.5rem}

/* ───────── Como funciona ───────── */
.steps{position:relative;isolation:isolate;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:1rem;margin:0;padding:0;list-style:none}
.steps::before{content:'';position:absolute;z-index:-1;top:2.6rem;left:6%;right:6%;height:2px;background:var(--gradient-line);transform-origin:left;transform:scaleX(1);transition:transform 1.4s var(--ease-out) .2s}
.js .steps:not(.is-in)::before{transform:scaleX(0)}
.step{display:flex;flex-direction:column;padding:var(--s5);border:1px solid var(--rule);border-radius:var(--r-lg);background:var(--paper);transition:border-color var(--dur-2),box-shadow var(--dur-2) var(--ease-out)}
.step:hover{border-color:var(--violet-300);box-shadow:var(--shadow-2)}
.step__n{color:var(--muted);font-size:var(--fs-xs);font-weight:800;letter-spacing:.1em}
.step__ico{display:grid;place-items:center;width:3.25rem;height:3.25rem;margin:var(--s3) 0 var(--s5);border-radius:50%;background:var(--paper);color:var(--brand);box-shadow:0 0 0 1px var(--rule),0 0 0 7px var(--paper),0 0 0 8px var(--violet-100)}
.step h3{font-size:1.2rem;letter-spacing:-.02em}
.step p{margin-top:.5rem;color:var(--ink-soft);font-size:var(--fs-sm)}
.step--form{border-color:transparent;background:var(--gradient-brand);color:var(--on-dark);box-shadow:var(--shadow-2)}
.step--form .step__n{color:#fff}
.step--form .step__ico{background:rgba(255,255,255,.14);color:#fff;box-shadow:0 0 0 1px rgba(255,255,255,.25)}
.quick-form{display:grid;gap:.5rem;margin-top:var(--s4)}
.quick-form .field input{min-height:2.85rem;border-color:transparent}
.quick-form .btn{margin-top:.25rem;background:var(--paper);color:var(--brand-strong);box-shadow:none}
.quick-form .btn:hover{background:var(--violet-50)}
.quick-form .message.is-ok{background:rgba(255,255,255,.15);color:#fff}
.quick-form .message.is-err{color:#ffd5db}
.step--form :focus-visible{outline-color:var(--focus-on-dark)}

/* ───────── Por que ───────── */
.why{position:relative;isolation:isolate;overflow:hidden;background:var(--brand-deep);color:var(--on-dark)}
.why__globe{position:absolute;z-index:-1;top:-14rem;left:-14rem;width:40rem;height:40rem;fill:var(--violet-500);opacity:.28}
.why::after{content:'';position:absolute;z-index:-1;right:-20rem;bottom:-25rem;width:50rem;height:50rem;border-radius:50%;background:radial-gradient(closest-side,rgba(61,143,216,.28),transparent)}
.why__grid{display:grid;grid-template-columns:minmax(0,.95fr) minmax(0,1.05fr);gap:clamp(3rem,8vw,7rem);align-items:start}
.why__intro{position:sticky;top:7rem}
.why h2{max-width:13ch;font-size:var(--fs-3xl)}
.why__intro>p{max-width:36ch;margin-top:var(--s5);color:var(--on-dark-soft);font-size:var(--fs-lg)}
.why__values{display:flex;flex-wrap:wrap;gap:.5rem;margin:var(--s6) 0 0;padding:0;list-style:none}
.why__values li{padding:.5rem 1rem;border:1px solid var(--on-dark-rule);border-radius:var(--r-pill);color:var(--on-dark-soft);font-size:var(--fs-sm);font-weight:700}
.why__list{display:grid;gap:1rem;margin:0;padding:0;list-style:none}
.why__list li{display:grid;grid-template-columns:auto minmax(0,1fr);gap:var(--s5);padding:var(--s6);border:1px solid var(--on-dark-rule);border-radius:var(--r-lg);background:rgba(255,255,255,.04);transition:background-color var(--dur-2),border-color var(--dur-2)}
.why__list li:hover{border-color:rgba(140,196,240,.45);background:rgba(255,255,255,.07)}
.why__ico{display:grid;place-items:center;width:3.5rem;height:3.5rem;border-radius:1rem;background:var(--gradient-brand);color:#fff;box-shadow:inset 0 0 0 1px rgba(255,255,255,.2)}
.why__ico .ico{width:1.6rem;height:1.6rem}
.why__list h3{font-size:var(--fs-xl)}
.why__list p{margin-top:.5rem;color:var(--on-dark-soft)}

/* ───────── História ───────── */
.story__grid{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);align-items:center;gap:clamp(2.5rem,7vw,6.5rem)}
.story__media{position:relative;margin:0}
.story__media::before{content:'';position:absolute;z-index:-1;inset:1.25rem -1.25rem -1.25rem 1.25rem;border-radius:var(--r-xl);background:var(--gradient-brand);opacity:.9}
.story__media img{width:100%;aspect-ratio:10/11;object-fit:cover;border-radius:var(--r-xl)}
.story__media figcaption{position:absolute;left:var(--s5);bottom:var(--s5);display:flex;align-items:center;gap:.6rem;max-width:calc(100% - 3rem);padding:.75rem 1rem;border-radius:var(--r-md);background:rgba(255,255,255,.95);color:var(--brand-strong);font-size:var(--fs-sm);font-weight:800;box-shadow:var(--shadow-2)}
.story__media figcaption .ico{color:var(--brand)}
.story h2{max-width:15ch;font-size:var(--fs-3xl)}
.story__copy>p:not(.eyebrow){max-width:56ch;margin-top:var(--s5);color:var(--ink-soft);font-size:var(--fs-lg)}
.story__copy strong{color:var(--ink)}
.story__quote{margin:var(--s6) 0;padding-left:var(--s5);border-left:3px solid;border-image:var(--gradient-text) 1}
.story__quote p{font-family:var(--display);font-size:var(--fs-xl);font-weight:500;letter-spacing:-.02em;line-height:1.3}

/* ───────── FAQ ───────── */
.faq{background:var(--surface)}
.faq__grid{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:clamp(2rem,6vw,6rem);align-items:start}
.faq h2{max-width:13ch;font-size:var(--fs-3xl)}
.faq__intro>p:last-child{margin-top:var(--s5);color:var(--ink-soft)}
.faq__intro a{color:var(--brand);font-weight:800}
.faq__list{display:grid;gap:.6rem}
.acc{border:1px solid var(--rule);border-radius:var(--r-lg);background:var(--paper);transition:border-color var(--dur-2),box-shadow var(--dur-2)}
.acc[open]{border-color:var(--violet-300);box-shadow:var(--shadow-1)}
.acc summary{display:flex;align-items:center;justify-content:space-between;gap:var(--s4);min-height:3.75rem;padding:var(--s4) var(--s5);font-weight:800;cursor:pointer;list-style:none;border-radius:var(--r-lg)}
.acc summary::-webkit-details-marker{display:none}
.acc__ico{display:grid;place-items:center;flex:none;width:2rem;height:2rem;border-radius:50%;background:var(--violet-50);color:var(--brand);transition:transform var(--dur-2) var(--ease-out),background-color var(--dur-1)}
.acc[open] .acc__ico{background:var(--brand);color:#fff;transform:rotate(45deg)}
.acc summary:hover .acc__ico{background:var(--violet-100)}
.acc[open] summary:hover .acc__ico{background:var(--brand-strong)}
.acc__body{overflow:hidden}
.acc__body p{padding:0 var(--s5) var(--s5);color:var(--ink-soft)}

/* ───────── Contato / CTA final ───────── */
.contact{position:relative;isolation:isolate;overflow:hidden;padding-block:clamp(4.5rem,9vw,7.5rem);background:var(--gradient-brand);color:var(--on-dark)}
.contact__bg{position:absolute;z-index:-1;inset:0;pointer-events:none}
.contact__globe{position:absolute;right:-8rem;top:50%;width:46rem;height:46rem;fill:var(--sky-300);opacity:.2;transform:translateY(-50%)}
.contact__grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,.85fr);align-items:center;gap:clamp(2.5rem,7vw,6rem)}
.contact h2{max-width:13ch;font-size:var(--fs-3xl)}
.contact__copy>p:not(.eyebrow){max-width:44ch;margin-top:var(--s5);color:var(--on-dark-soft);font-size:var(--fs-lg)}
.contact__points{display:grid;gap:.75rem;margin:var(--s6) 0 0;padding:0;list-style:none}
.contact__points li{display:flex;align-items:center;gap:.75rem;font-weight:700}
.contact__points .ico{width:1.6rem;height:1.6rem;padding:.3rem;border-radius:50%;background:rgba(255,255,255,.16);color:var(--sky-300)}
.contact-card{display:grid;gap:var(--s4);padding:clamp(1.5rem,3vw,2.25rem);border-radius:var(--r-xl);background:var(--paper);color:var(--ink);box-shadow:var(--shadow-3)}
.contact-card__title{font-size:var(--fs-xl)}
.interests{margin:0;padding:0;border:0;min-width:0}
.interests legend{margin-bottom:.6rem;padding:0;color:var(--ink-soft);font-size:var(--fs-xs);font-weight:800}
.interests legend span{color:var(--muted);font-weight:600}
.interests__grid{display:flex;flex-wrap:wrap;gap:.4rem}
.interests label{position:relative}
.interests input{position:absolute;opacity:0;width:1px;height:1px}
.interests__grid span{display:inline-flex;align-items:center;min-height:2.5rem;padding:.35rem .85rem;border:1px solid var(--rule);border-radius:var(--r-pill);color:var(--ink-soft);font-size:var(--fs-xs);font-weight:800;cursor:pointer;transition:background-color var(--dur-1),border-color var(--dur-1),color var(--dur-1)}
.interests__grid span:hover{border-color:var(--violet-300);color:var(--ink)}
.interests input:checked+span{border-color:var(--brand);background:var(--brand);color:#fff}
.interests input:checked+span::before{content:'✓';margin-right:.35rem}
.interests input:focus-visible+span{outline:3px solid var(--focus);outline-offset:2px}
.interests input.is-flash+span{animation:flash .9s var(--ease-out)}
@keyframes flash{0%{box-shadow:0 0 0 0 rgba(106,69,196,.5)}100%{box-shadow:0 0 0 .7rem rgba(106,69,196,0)}}

/* ───────── Footer ───────── */
.footer{padding:clamp(3.5rem,7vw,5.5rem) 0 var(--s6);background:var(--ink);color:var(--on-dark)}
.footer__top{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.4fr);gap:clamp(2.5rem,6vw,5rem);padding-bottom:var(--s7);border-bottom:1px solid rgba(255,255,255,.12)}
.footer__logo{display:block;width:6.5rem;height:5.65rem}
.footer__logo img{width:100%;height:100%;object-fit:contain}
.footer__statement{max-width:14ch;margin:var(--s5) 0 var(--s6);font-family:var(--display);font-size:var(--fs-2xl);font-weight:700;letter-spacing:-.04em;line-height:1.05}
.footer__nav{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:var(--s6)}
.footer__nav p{margin-bottom:var(--s4);color:var(--sky-300);font-size:.6875rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase}
.footer__nav a{display:block;width:max-content;max-width:100%;padding:.4rem 0;color:#c9c8dd;font-size:var(--fs-sm);text-decoration:none;transition:color var(--dur-1)}
.footer__nav a:hover{color:#fff}
.footer__legal{display:flex;flex-wrap:wrap;justify-content:space-between;gap:var(--s3) var(--s6);padding-top:var(--s5);color:#a3a2bd;font-size:var(--fs-xs)}
.footer__legal small:last-child{max-width:60ch}
.footer :focus-visible{outline-color:var(--focus-on-dark)}

/* ───────── Reveal ───────── */
.js [data-reveal]{opacity:0;transform:translateY(28px);transition:opacity .8s var(--ease-out),transform .8s var(--ease-out);transition-delay:var(--rd,0ms)}
.js [data-reveal].is-in{opacity:1;transform:none}

/* ───────── Responsivo ───────── */
@media (max-width:80rem){
  .nav__link{padding:0 .6rem}
  .nav__link--extra{display:none}
  .hero__scroll{display:none}
  .bento{grid-template-columns:repeat(3,minmax(0,1fr));grid-template-areas:"intro intro intro" "carro carro res" "carro carro res" "viag saude dent" "vida vida emp" "fin fin fin"}
  .bento__intro{padding-right:0}
  .bento__intro h2{max-width:18ch}
  .tile--fin{grid-template-columns:minmax(0,.7fr) minmax(0,1.3fr)}
}
@media (max-width:60rem){
  .nav,.header__cta{display:none}
  .menu-btn{display:block}
  .mega{display:none}
  .mobile{position:absolute;inset:100% 0 auto;display:block;max-height:calc(100dvh - 4.5rem);overflow-y:auto;background:var(--paper);color:var(--ink);box-shadow:0 30px 60px -20px rgba(20,18,43,.35);opacity:0;transform:translateY(-8px);transition:opacity var(--dur-2) var(--ease-out),transform var(--dur-2) var(--ease-out)}
  .mobile[hidden]{display:none}
  .mobile.is-open{opacity:1;transform:none}
  .mobile__inner{display:grid;gap:var(--s5);width:min(100% - 2*var(--gutter),var(--max));margin-inline:auto;padding-block:var(--s5) var(--s6)}
  .mobile .mega__label{margin:0}
  .mobile__products{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:.5rem}
  .mobile__products a{display:grid;justify-items:center;gap:.4rem;padding:.85rem .4rem;border-radius:var(--r-md);background:var(--surface);font-size:var(--fs-xs);font-weight:800;text-align:center;text-decoration:none}
  .mobile__products .ico{width:1.4rem;height:1.4rem;color:var(--brand)}
  .mobile__links{display:grid;border-top:1px solid var(--rule)}
  .mobile__links a{display:flex;align-items:center;min-height:3.25rem;border-bottom:1px solid var(--rule);font-weight:700;text-decoration:none}
  .hero__scroll{display:none}
  .bento{grid-template-columns:repeat(2,minmax(0,1fr));grid-template-areas:"intro intro" "carro carro" "res viag" "res saude" "vida vida" "dent emp" "fin fin"}
  .tile--auto{min-height:24rem}
  .moments__box{grid-template-columns:minmax(0,1fr);padding:var(--s2)}
  .moments__tabs{flex-direction:row;overflow-x:auto;scroll-snap-type:x mandatory;scrollbar-width:none;padding:var(--s1)}
  .moments__tabs::-webkit-scrollbar{display:none}
  .moments__tabs [role="tab"]{flex:none;scroll-snap-align:start;min-height:2.75rem;border:1px solid var(--rule);border-radius:var(--r-pill);white-space:nowrap}
  .moments__tabs [aria-selected="true"]{border-color:var(--brand)}
  .moments__panel{gap:var(--s5)}
  .moments__copy{padding-right:0}
  .section-head--split{grid-template-columns:minmax(0,1fr);gap:var(--s4)}
  .steps{grid-template-columns:repeat(2,minmax(0,1fr))}
  .steps::before{display:none}
  .why__grid,.story__grid,.faq__grid,.contact__grid{grid-template-columns:minmax(0,1fr)}
  .why__intro{position:static}
  .story__media{max-width:34rem}
  .footer__top{grid-template-columns:minmax(0,1fr)}
}
@media (max-width:56rem){
  .hero__veil{background:linear-gradient(180deg,rgba(23,15,69,.9) 0%,rgba(23,15,69,.82) 55%,rgba(33,23,94,.7) 100%),radial-gradient(40rem 30rem at 90% 0%,rgba(61,143,216,.3),transparent 70%)}
  .hero__grid-lines{-webkit-mask-image:linear-gradient(180deg,transparent 40%,#000 90%);mask-image:linear-gradient(180deg,transparent 40%,#000 90%)}
  .hero__grid{grid-template-columns:minmax(0,1fr)}
  .hero__title{max-width:12ch}
  .hero__visual{min-height:auto;padding-block:var(--s5)}
  .hero__globe{width:min(30rem,100%)}
  .hero__scroll{display:none}
}
@media (max-width:42rem){
  .header__bar{height:4.5rem}
  .brand{width:3.9rem;height:3.4rem}
  .hero{padding:7rem 0 6rem}
  .hero__actions .btn{flex:1 1 100%}
  .plan-card{padding:var(--s4)}
  .plan-card__head .tag{display:none}
  .trust{margin-top:-2.25rem}
  .bento{grid-template-columns:minmax(0,1fr);grid-template-areas:"intro" "carro" "res" "vida" "viag" "saude" "dent" "emp" "fin";grid-auto-rows:auto}
  .tile--auto,.tile--res,.tile--vida{min-height:21rem}
  .tile--icon{min-height:12rem}
  .tile--fin{grid-template-columns:minmax(0,1fr)}
  .moments__panel{grid-template-columns:minmax(0,1fr);padding:var(--s1)}
  .moments__panel figure{aspect-ratio:16/10}
  .steps{grid-template-columns:minmax(0,1fr)}
  .why__list li{grid-template-columns:minmax(0,1fr);padding:var(--s5)}
  .story__media::before{inset:.75rem -.75rem -.75rem .75rem}
  .story__media img{aspect-ratio:4/3.6}
  .footer__nav{grid-template-columns:repeat(2,minmax(0,1fr))}
  .footer__nav div:last-child{grid-column:1/-1}
  .footer__legal{flex-direction:column}
}
@media (hover:none){
  .tile--photo:hover img{transform:none}
  .tile--icon:hover{transform:none}
}

/* ───────── Movimento reduzido ───────── */
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;animation-delay:0ms!important;transition-duration:.01ms!important;transition-delay:0ms!important}
  .js [data-reveal],.js .hero__in{opacity:1;transform:none}
  .js .hero__mark::after{transform:scaleX(1)}
  .js .steps:not(.is-in)::before{transform:scaleX(1)}
  .plan-card{transform:none}
}

/* ───────── Dados institucionais ───────── */
.story__facts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1px;margin:var(--s6) 0 0;border:1px solid var(--rule);border-radius:var(--r-lg);background:var(--rule);overflow:hidden}
.story__facts div{padding:var(--s4);background:var(--paper)}
.story__facts dt{color:var(--muted);font-size:.6875rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase}
.story__facts dd{margin:.25rem 0 0;font-family:var(--display);font-size:1.05rem;font-weight:700;letter-spacing:-.01em}
.contact__phone{display:inline-flex;align-items:center;gap:.85rem;margin-top:var(--s6);padding:.6rem 1.25rem .6rem .6rem;border:1px solid var(--glass-rule);border-radius:var(--r-pill);background:var(--glass);text-decoration:none;transition:background-color var(--dur-1),border-color var(--dur-1)}
.contact__phone:hover{border-color:rgba(255,255,255,.5);background:rgba(255,255,255,.16)}
.contact__phone-ico{display:grid;place-items:center;width:2.75rem;height:2.75rem;border-radius:50%;background:var(--paper);color:var(--brand)}
.contact__phone small{display:block;color:var(--on-dark-soft);font-size:var(--fs-xs);font-weight:700}
.contact__phone b{display:block;font-family:var(--display);font-size:1.25rem;letter-spacing:-.01em}
.contact :focus-visible{outline-color:var(--focus-on-dark)}
.contact-card :focus-visible{outline-color:var(--focus)}
.footer__addr{display:block;padding:.4rem 0;color:#a3a2bd;font-size:var(--fs-sm)}
.footer__legal{align-items:flex-end}
.footer__reg{display:grid;gap:.35rem;max-width:72ch}
.footer__reg strong{color:#fff}
@media (max-width:60rem){.footer__nav{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:42rem){.story__facts{grid-template-columns:minmax(0,1fr)}.footer__nav div:last-child{grid-column:auto}.footer__legal{align-items:flex-start}}

/* ───────── Destaque SUSEP ───────── */
.trust__bar li.trust__seal{position:relative;overflow:hidden;justify-content:flex-start;gap:1rem;padding:1rem 1.25rem;border:0;border-radius:var(--r-lg);background:var(--gradient-brand);color:var(--on-dark);box-shadow:0 12px 28px -14px rgba(33,23,94,.7)}
.trust__seal::after{content:'';position:absolute;top:0;bottom:0;left:-40%;width:35%;background:linear-gradient(100deg,transparent,rgba(255,255,255,.18),transparent);transform:skewX(-18deg);animation:sheen 6s var(--ease-in-out) 1.5s infinite}
@keyframes sheen{0%,70%{left:-40%}100%{left:130%}}
.trust__seal-ico{display:grid;place-items:center;flex:none;width:3rem;height:3rem;border-radius:50%;background:var(--paper);color:var(--brand);box-shadow:0 0 0 5px rgba(255,255,255,.18)}
.trust__seal-ico .ico{width:1.6rem;height:1.6rem;stroke-width:2}
.trust__seal strong{display:block;font-family:var(--display);font-size:1.15rem;letter-spacing:-.015em;line-height:1.15}
.trust__seal-kicker{display:block;color:var(--sky-300);font-size:.625rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase}
.trust__seal-sub{display:block;margin-top:.15rem;color:var(--on-dark-soft);font-size:var(--fs-xs);font-weight:700}
.trust__bar li:nth-child(3){border-right:0}
.trust__bar li:nth-child(4){border-left:0}

.hero__seal{display:inline-flex;align-items:center;gap:.85rem;margin-top:var(--s6);padding:.6rem 1.25rem .6rem .6rem;border:1px solid rgba(140,196,240,.4);border-radius:var(--r-pill);background:linear-gradient(90deg,rgba(61,143,216,.18),rgba(255,255,255,.05));color:var(--on-dark);text-decoration:none;backdrop-filter:blur(8px);transition:border-color var(--dur-1),background-color var(--dur-1)}
.hero__seal:hover{border-color:rgba(140,196,240,.8)}
.hero__seal-ico{display:grid;place-items:center;flex:none;width:2.6rem;height:2.6rem;border-radius:50%;background:var(--paper);color:var(--brand)}
.hero__seal-ico .ico{width:1.4rem;height:1.4rem;stroke-width:2}
.hero__seal strong{display:block;font-size:var(--fs-sm);font-weight:800;line-height:1.2}
.hero__seal small{display:block;color:var(--on-dark-soft);font-size:var(--fs-xs);font-weight:600}
.hero__seal:focus-visible{outline-color:var(--focus-on-dark)}

@media (max-width:80rem){
  .trust__bar{grid-template-columns:repeat(3,minmax(0,1fr))}
  .trust__seal{grid-column:1/-1;order:-1}
  .trust__bar li{justify-content:flex-start}
  .trust__bar li+li{border-left:0}
  .trust__bar li:not(.trust__seal)+li:not(.trust__seal){border-left:1px solid var(--rule)}
}
@media (max-width:42rem){
  .trust__bar{grid-template-columns:minmax(0,1fr);padding:.4rem}
  .trust__bar li:not(.trust__seal)+li:not(.trust__seal){border-left:0;border-top:1px solid var(--rule)}
  .trust__bar li{padding:.6rem .75rem}
  .hero__seal{display:flex;border-radius:var(--r-lg)}
}
@media (prefers-reduced-motion:reduce){.trust__seal::after{display:none}}